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ASC-LAW Collision Resource Guide

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About Insurance
  • Review your insurance coverage. We recommend carrying Med Pay and UIM coverage to protect yourself and your passengers.
  • Remember that the role of all insurance companies, even your own, is to take in as much as possible in premiums, but pay out as little as possible in claims.
  • Cooperate with your insurance company while remembering their adverse interest.
  • Report the accident to all drivers' carriers. There are often many types of coverage available to pay for your losses.
  • If the at-fault driver is not insured, or the accident is very serious, open a UIM claim with your own insurance company, if coverage is available.
  • Do not give a recorded statement to the other driver's insurance company or sign any documents without legal advice.
  • Remember that talking to a lawyer about your claim is usually free, and most lawyers will let you know if it would be in your best interest for you to handle the claim on your own.

WE WILL GLADLY HELP WITH ALL
INSURANCE MATTERS

LAW OFFICES OF
ARTHUR S. CHARCHIAN

TEL: (818) 244-2221
FAX: (828) 244-2250
WWW.ASC-LAW.COM
If Injured
  • Seek immediate medical evaluation and treatment. Insurance companies always claim a lack of immediate treatment means no injury, and connective tissue damage often hurts much more a few days later. If you are hurt at all, see a doctor.
  • Follow-up with continuing treatment as required or recommended.

    This includes:
      - Chiropractic Care
      - Your Physician
      - Physical Therapy
      - Massage Therapy
  • If your insurance company
    requests a statement, be
    careful what you say. The
    insurance adjuster may try
    to get you to minimize the
    injuries on tape or in writing.
Other Driver Information
Other Driver's Name:
Address:
Teephone No.:
Driver Lic. No.:
License Plate:
Vehicle Year, Make, Model:
Insurance Company:
Policy No.:
Accident Information
Date of Accident:
Time of Day:
Exact Location:
City:
Weather Condition:
Your Direction of Travel & Street:
Other Driver's Direction of Travel & Street
Description of Accident:
Officer's Name:
Case/Report No.:
Witnesses (Names, addresses, phone numbers):
Don't Forget to Take Pictures